tag:blogger.com,1999:blog-67332294833140317802024-03-05T06:13:15.459-05:00Smart Decisions about MoneyOverview on the fundamental principles required in making Smart Decisions about MoneyAnonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.comBlogger92125tag:blogger.com,1999:blog-6733229483314031780.post-29841709898754930302014-10-09T18:18:00.001-04:002014-10-09T18:18:11.967-04:00Copy of Brand the Ticker<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/hx-jXDYCiPg" width="480"></iframe><br /><div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-46598787576113693382014-10-08T14:21:00.001-04:002014-10-08T14:21:35.910-04:00Smart Decisions about Money Presents: BLSP<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/smWSDwg87L0" width="480"></iframe><br /><div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-24888625109024879742014-06-19T14:21:00.001-04:002014-06-19T14:21:51.754-04:00BlueSphere Corporation<iframe allowfullscreen="" frameborder="0" height="270" src="//www.youtube.com/embed/KXdVULeCABg" width="480"></iframe><br /><div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-89725355412359446232014-01-06T09:23:00.001-05:002014-01-06T09:23:17.829-05:00Advisor Exam Bill Wins Endorsement, Lacks GOP Backing - Top News - InsuranceNewsNet.com<a href="http://insurancenewsnet.com/innarticle/2014/01/03/advisor-exam-bill-wins-endorsement-lacks-gop-backing-a-442577.html#.Usq8S4syDyk.blogger">Advisor Exam Bill Wins Endorsement, Lacks GOP Backing - Top News - InsuranceNewsNet.com</a><div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-35951087695433577522013-09-25T15:49:00.000-04:002013-09-25T15:49:26.664-04:00The “Cheap Money” Trap
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The US Fed
led by Ben Bernanke has created a fiscal death trap for unknowledgable investors.
There is a mirage that has blinded investors and duped them into a sense of
comfort and security. As the stock market continues to rage on with zero
fundamentals it becomes more and more apparent that this is going to end badly.
<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">GDP growth is an
out-and-out lie... Real job creation is non-existent... Inflation is rising
(don’t believe the government)... And let’s not forget America’s nearly $17 <u>trillion</u>
debt that hovers over our heads like a 2 ton anvil. <o:p></o:p></span></span></div>
<br />
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<span style="font-size: 12pt; line-height: 115%; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">The government and
the media are all pitching an economic recovery, but just ask yourself does <o:p></o:p></span></span></div>
<br />
<div class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Declining
Incomes<o:p></o:p></span></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Hidden
Inflation<o:p></o:p></span></span></div>
<br />
<div class="MsoListParagraphCxSpLast" style="margin: 0in 0in 10pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Hidden
Unemployment<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Constitute an
economic recovery. Does 1.5% growth reflect an economic recovery? <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The present
fiscal policy is to continually print new money which keeps the Banks balance
sheets looking good and this money also artificially keeps interest rates low. Presently
the FED is printing over $1T per year to keep the Banks propped up. This isn’t capitalism;
it is a private enterprise through government. Without all the printing the
Banks would fail, in a true capitalistic enterprise the Banks would be allowed
to fail and then the recovery could begin.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;"><span style="font-size: 12pt; line-height: 115%;">So now we
have an artificially inflated stock market that is not allowed to correct
itself as would happen in a true market. </span><span style="font-size: 12pt; line-height: 115%; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";">Make no mistake; stocks are only going up because of increased liquidity
from the Fed and corporate measures that reduce costs (reduction in workforce
and other general administration cutbacks).</span><span style="font-size: 12pt; line-height: 115%;"><o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: 18pt; margin: 0in 0in 19.2pt; mso-margin-top-alt: auto;">
<span style="font-size: 12pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;"><span style="mso-spacerun: yes;"> </span>The average
investor has no idea that 80% of trades executed in the stock market are done
by high-frequency trading algorithms. And those algorithms are operating on
flawed data (see: "official" unemployment rates). The flawed data is
all manipulated through government controls and reporting. Do you really believe
the inflation numbers, unemployment numbers and other leading and lagging
indicators put out by the government? Just look around you, what is happening
to food prices? What is happening with energy costs? How many of your neighbors
are working at full time jobs? <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: 18pt; margin: 0in 0in 19.2pt; mso-margin-top-alt: auto;">
<span style="font-size: 12pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">So the only sign we have that things are going well
is a stock market that's no market at all.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: 18pt; margin: 0in 0in 19.2pt; mso-margin-top-alt: auto;">
<span style="font-size: 12pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">This week the FED once again decided to keep the
pedal to the metal and continue to print more money. They know that if interest
rates were allowed to rise in the short term we would be looking at a crash of
the bond market, a real correction in the stock market and the insolvency of
many banks in the system. The problem is that while the cheap money keeps the
Banks and Stock Market afloat it also consistently erodes the value of the
dollar. At this moment the markets are driven by bad news in an opposite direction;
in other words bad news is good news and good news is bad news. The market is
totally upside down in its thinking because investors realize that bad news
makes the FED continue to print money. Sadly this ride has to end regardless of
market conditions. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: 18pt; margin: 0in 0in 19.2pt; mso-margin-top-alt: auto;">
<span style="font-size: 12pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">There is a point at which your debt is worthless
and there are no buyers. Presently the largest purchaser of US debt is the FED.
That means we are purchasing our own debt with money we are presently printing.
The market for US debt is continuing to shrink and the only way to keep it
going is for the US to print money and purchase their own debt. This type of
strategy wouldn’t even be acceptable in an ECON 101 class.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: 18pt; margin: 0in 0in 19.2pt; mso-margin-top-alt: auto;">
<span style="font-size: 12pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">The more damning dilemma is the reserve currency
status. Presently the US has the ability to print their own money and control their
interest rates because of the global status of being the reserve currency. The
continued devaluation of the dollar will make it less attractive as the reserve
currency. This will open the door for China to become the reserve currency and
then the US will have to actually pay down the insurmountable debt that will be
left. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: 18pt; margin: 0in 0in 19.2pt; mso-margin-top-alt: auto;">
<span style="font-size: 12pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Why is any of this important? Well you must be
aware and make decisions which will allow you to keep your wealth. If you simply
stand on the sidelines and wait it out you will find nothing left in your
cupboard. It is time to take action and make smart decisions about money.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: 18pt; margin: 0in 0in 19.2pt; mso-margin-top-alt: auto;">
<span style="font-size: 12pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">The Advocacy Network will be providing important
and timely financial information on WMTS. We will have 4 hours of programming
that will provide our listeners with practical and profitable financial
strategies. You will learn about growth companies in Canada, Europe, Dubai and
other Global international opportunities. You will learn how to best make these
investments and where to find the best professionals to deal with. You will
gain perspective and have the peace of mind in knowing that all our introductions
are fully vetted and pass through the most diligent due diligence process. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: 18pt; margin: 0in 0in 19.2pt; mso-margin-top-alt: auto;">
<span style="font-size: 12pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">Watch for the programming schedule to be announced
soon, and get registered and set up at </span><a href="http://www.moneytalkstation.com/"><span style="color: blue; font-family: Calibri;">www.moneytalkstation.com</span></a><span style="font-family: Calibri;">
<o:p></o:p></span></span></div>
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-76538618904602550062013-09-08T02:02:00.001-04:002013-09-08T02:02:42.404-04:00Smart Decisions about MoneyHere is a re-post of one of the initial Advocacy Network blogs from Feb 2009, interesting now 4+ years later:<br />
<br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
<b><i><span style="font-family: "Book Antiqua","serif";">Feb
14, 2009<o:p></o:p></span></i></b></div>
<br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
<b><i><span style="font-family: "Book Antiqua","serif";">Today
we take a look at the end of Reaganomics as we knew it. I remember as a young
insurance professional in the early 80’s the public sentiment which was
embodied in the actions of President Reagan, was for decreased taxes on the
wealthy and decreased government involvement in the economy. Now, in 2009,
public sentiment, which has been embodied in the speeches of President Obama,
is for increased taxes on the wealthy and increased government involvement in
the economy. The following are words taken directly from President Obama:
“restore fairness to the tax code and provide 150 million workers with the tax
relief they need and eliminate all income taxation of seniors making less than
$50,000 per year.” <o:p></o:p></span></i></b></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
The Advocacy Network is committed to giving our members
clear concise and non biased information that will assist our clients (members)
in making smart decisions with money. We believe that practicing any political
partisanship will not serve our clients. (that is not to say that we are not
involved in the national and local political climate, as a responsible US
citizen that is a fundamental right), yet our viewpoints are strictly towards
events and how those will cause trends that all people need to be aware of in
order to make smart decisions about money. <o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
For every action there is an equal an opposite reaction,
this is commonly referred to the Law of Unintended Consequences. Be prepared
because there will be a mountain of unintended consequences in the decision to
grow government involvement in the economy. That being said you can make these
unintended consequences work for you instead of against you, it does however
require that you be proactive in your decisions about money. Confidence is
waning and that causes PROCRASTINATION. The most damaging impact that can be
inflicted upon the market at any time is PROCRASTINATION, commonly referred to
as the decision to make NO DECISION. These “no decisions” are in essence very
powerful decisions which end up having huge impacts on the market place. <o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
Let’s take a look at the present economic climate and
potential impacts. The recent economic crisis has resulted in the Federal
government taking substantial <i style="mso-bidi-font-style: normal;"><u>ownership
</u></i>interests in many of America’s Financial Institutions (whether you
agree with this or not, it is what it is), this has led to an outcry for more
governmental oversight as the public’s faith in private market solutions has
been shaken. (More transparency should simplify this and hopefully allow people
to regain confidence in the private market). <o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
During the Reagan years with its lower tax rates on the
wealthy (<i style="mso-bidi-font-style: normal;">actually had the unintended
consequence of choking off infrastructure investment (tax shelters) as much of
the wealthy were willing to fund projects while at the 50% tax rate which while
lowered was also hindered by the infamous passive income ceilings which in
essence crippled the so-called tax shelter market</i>) and its fundamental
faith in the private market, saw a boom of innovative but increased risk products
such as mutual funds and hedge funds. Now, many individuals see those products
as too risky and are looking for safer places to put their money. <o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
This will create a trend towards fixed rate products such as
cash value life insurance and annuities. The trend towards protection products
should have never decreased yet most of the buying public fell victim to a lack
of clear transparency when it came to RISK. All investments are useful as long
proper suitability is established. This suitability is reliant upon a client
understanding the concept of RISK. No financial concept is more important to
the American family then that of risk management. The financial risks of
premature death, disability and living too long are the greatest risks our
economy ever faces. So the movement back to protection products is not in any
way a negative prospect.<o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
Regardless of the given economic climate the great financial
staples will always be tax deferral, guarantees and safety of principal. Once a
foundation of protection is built then growth and accumulation can be directed
and planned for. Getting back to basics of protection is a very positive thing.<o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
The unintended consequences of the most recent governmental
actions will be a strong market place for tax deferral, guarantees and safety
of principal. Once again the communication and understanding of risk will be
the most useful conversations individuals can have. <o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
As to how the investment market place will be affected it is
too early to tell, yet there are some factors that can give you a preview.
Sectors to rely on will continue to be Technology, Financial and Energy. The
recent government stimulus package included 50 billion for the energy industry,
to put into renewable energy and clean energy programs. These programs will be
driven by innovations in technology so it would follow that technology will
enjoy and upward trend due to its causative relationship with energy. The
Financial sector will be stabilized by the Insurance industry (mostly due to
the previous points) but surely due to its consistent longevity and its basic
economic fundamental to the American family and business owner as it pertains
to risk management. Remember that the Life insurance industry has been around
since just before the Civil War and has not just survived but thrived in such
economic climates a World Wars, the great depression etc…, this industry has
actually given the banking industry the tremendous opportunity establish
itself. That very same banking industry has managed almost single-handedly to
run our economy into the ground (discussion for another time). <o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
We will continue to provide the latest and most prevalent
economic information, our viewpoint will always take into account the
principles of innovation, trending and clear transparency. <o:p></o:p></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-50846898471079392882013-08-26T02:06:00.001-04:002013-08-26T02:06:59.104-04:00The Power of Intent
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<a href="http://www.brainyquote.com/quotes/quotes/b/bcforbes386419.html" title="view quote"><span class="bqquotelink1"><i style="mso-bidi-font-style: normal;"><span lang="EN" style="color: black; line-height: 115%; mso-ansi-font-size: 11.0pt; mso-ansi-language: EN; mso-bidi-font-family: Helvetica; mso-bidi-font-size: 11.0pt;"><span style="font-family: Verdana;">The man
who is intent on making the most of his opportunities is too busy to bother
about luck.</span></span></i></span></a><i style="mso-bidi-font-style: normal;"><span lang="EN" style="color: black; font-family: "Helvetica","sans-serif"; mso-ansi-language: EN;"><br />
</span></i><a href="http://www.brainyquote.com/quotes/authors/b/b_c_forbes.html" title="view author"><b><span lang="EN" style="font-family: "Helvetica","sans-serif"; font-size: 10.5pt; line-height: 115%; mso-ansi-language: EN;"><span style="color: #0000aa;">B. C. Forbes</span></span></b></a><span lang="EN" style="color: black; font-family: "Helvetica","sans-serif"; font-size: 10.5pt; line-height: 115%; mso-ansi-language: EN;"><br />
<br />
</span><span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The definition of intent
includes such terms as aim and purpose. It is a fundamental starting point. If
one set out to accomplish something and begins without intent then they are
simply racing idly through their life. Accidental accomplishment isn’t a good
way to develop a career or solidify a life’s work. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Napoleon
Hill talked in terms of “definiteness of purpose” when he started his 17
principles of success. His starting point for all success was within this
concept. Intent is just another definition for this concept. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Intent can
be either negative or positive; it has no character attached to it. It is the
essence of the person behind the intent that validates the characterization of
the intention. The reality though is that without intent you are not committed.
You have not taken any steps towards accomplishment without formulating a
definitive intent. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Much of our
experience is the result of our imprinting from our subconscious mind. We are
subject to the behaviors which were manifested through our subconscious
imprinting. Intent however is a conscious driven imprint. We have complete
conscious control over the creation of our intent. The truth is that the
conscious creation of intent is simply and extension of what is already being
programmed through our subconscious mind. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The real
power of intent is subject to the conditioning of our mind. By embracing a
prosperity driven mindset we initiate the intent of abundance. Through
abundance we see the world filled with opportunity and can generate
accomplishment in all we choose to do. The intent is always to recognize
opportunity. It is this intent that becomes the driving force behind all
accomplishment. When you are part of an abundant environment your options
become unlimited, your actions can become a dominant force towards manifesting
goodness and well-being around all aspects of your life. Everything looks,
sounds, feels, and tastes better. Life becomes a journey towards
self-fulfillment. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Your intent
ultimately defines who and what you are. We have all heard the old adage of how
the road to hell is filled with good intentions. This misses the point of fact
that intent is what you choose it to be. You have complete control over the
choice of your intent, do you choose to see abundance or do you choose to see
scarcity? Whichever one you choose is what you will ultimately end up with. <o:p></o:p></span></span></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-38922402446374271692013-08-21T09:01:00.000-04:002013-08-21T09:01:30.199-04:00How Is Your Prosperity Consciousness?
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Prosperity
is a mindset which is commonly referred to as abundance thinking. The vast
majority of financially successful people see the world differently from those
who lack. The worldview of successful people is one of abundance, a state of
mind that has been trained to expect, acknowledge and see prosperity and
opportunities everywhere they look. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The polar
opposite of this mindset is a scarcity consciousness. In this mindset people
expect and acknowledge lack and limitations and they view everything in these
terms. It is simply impossible to achieve financial success with this scarcity
driven mindset. I always hesitate to use the word impossible as I believe impossibility
is a rare happening, yet unfortunately when it comes to scarcity driven
perceptions success is unattainable and therefore impossible.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Abundant
driven people see opportunity in every event in their lives, they also are
willing to share and give back as they know that this cycle will remain
unbroken due to the belief in abundance. The world is filled with new and
wonderful opportunities which will continue to multiply and be available for
those who actively seek out opportunity. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Having a
high prosperity quotient isn’t a naturally occurring event; it is a learned and
acquired mindset. As with any learning process it requires work and practice. <span style="mso-spacerun: yes;"> </span>Changing a scarcity driven belief system is
hard work. It can be accomplished though if you will identify and admit that
you suffer from a scarcity consciousness. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The foundational
key to all financial victimization is a scarcity consciousness. Those with an abundantly
driven consciousness do not fall victim to greed. The shortfall of greed exists
only in a scarcity driven mindset. Scarcity always sees lack and limitation and
therefore a desire to get as much as possible as soon as possible because there
might not be anything available in the future. This can end no other way than
with greed permeating one’s desires.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The prosperity
consciousness is the elixir to greed. It allows one to feel comfortable within
the knowledge that the world has an abundance of opportunity and material goods.
There is no lack of financial gain nor is there a lack of personal achievement.
The world isn’t based upon zero sum exercises which end with only one winner
and the rest losers. This type of competitive belief system is scarcity driven
and leads to the very lack and limitation that one believes in. It is a
self-fulfilling prophecy. If you have imprinted the belief that everything is a
competition which has one winner and one loser then you are on the low range of
a prosperity consciousness benchmark. Creation far exceeds competition as it is
extremely easy and beneficial to tap into the abundance that exists as opposed
to hanging on to the scarcity that is self-generated.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Developing a
prosperity consciousness is available for everyone and the first step is to
identify where you are on the prosperity consciousness scale. How do you see
the world around you? Do you find yourself driven by competition and greed? If
this is your reality then you are somewhere in the 1-3 range on a scale of
1-10. If you are sales professional check yourself and see how you view your
sales environment. Is rejection a negative force in your sales process? Do you
find yourself feeling there are a lack of prospects and a lack of money to go
around? Have you ever been jealous or envious of another sales leader in your
office? Have you ever told yourself that the successful producers are luckier
then you because they know the right people or have the right contacts. Have
you ever fought over a sales lead? If any of these circumstances are your
reality then you are a scarcity driven person and you need to make the
necessary adjustments to become an abundantly driven person. Once you make this
change you will be heading to the top of the sales charts and you will never
need to look back.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Lastly, if
you choose to become a dominant prosperity driven person you will be able to
give back to those around you. You will be well positioned to inoculate and
insulate potential victims of scams, fraud and predatory sales tactics. You
will be able to serve as an advocate for those you choose to serve as opposed
to one who needs to manipulate others into poor financial decisions. Do you
want clients or victims? <o:p></o:p></span></span></div>
<br />
<div align="center" class="MsoNormal" style="margin: 0in 0in 10pt; text-align: center;">
<span style="font-size: 16pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-72496196785611155352013-07-18T12:48:00.001-04:002013-07-18T12:48:56.911-04:00Truth About Trayvon<iframe allowfullscreen="" frameborder="0" height="270" src="//www.youtube.com/embed/yjV9dzE_J_U" width="480"></iframe><br />
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-19250845544229236432013-07-18T02:37:00.000-04:002013-07-18T02:37:16.510-04:00Risk Free is a Myth
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The greatest
myth ever perpetrated on a society is the concept of risk free. There is
nothing that is totally free of risk. Daily living is a risk. Every event in
your life contains some element of risk. When you eat a meal you take a risk
that the food is cooked properly and is bacteria free. You also take on the
risk that you will chew the food and successfully swallow it. You take a risk
when you get on public transportation, get in your car or cross the street. It
goes on and on as there are an infinite amount of examples about your life and
risk. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">For our
purposes though we are strictly focused on financial or investment risk. How
many offers do you receive daily that suggest they have a risk free opportunity
for you? Some of these are not even sensible let alone reasonable. Why waste
your greatest asset which is time even considering these ridiculous offers? The
vast majority of scams are predicated upon the basis of being without risk.
They offer incredible return for ZERO risk. Please, take a moment and consider
how impossible this is. If you could get 800% return on your money in 5 days,
why would the promoters need any more money? Why would they seek your capital?
One investor at 800% every 5 days would be more than sufficient to provide a
continuous stream of capital for ongoing trading. Why would any investor
withdraw 100% of their capital when they can simply keep rolling over the gains
each time and continue to make 800% with no risk?</span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Of course we
all know the answers to these questions and yet everyday there are more victims
created by the allure of risk free opportunities to double, triple, quadruple
or even make 10x their investment. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">All
industries have created some form of the myth, the financial services industry
has multiple versions of this myth all of which end up with you chasing your
money.</span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">At least
degenerate gamblers find a bottom. Scam victims or marks as they are called
never seem to find a bottom; they just continue to chase their money with one
bad decision after another. We have all experienced a loss of money, yet the
most important step is what happens next. If you become a chaser then you are
doomed to continued failure and ultimate destitution. If you step back and
identify what happened and how it happened you are on the road to recovery.
Just as gains cannot be found overnight, losses can’t be recovered overnight. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Patience and
discipline is the key to financial success. The discipline aspect includes the
sensibility to review, research and complete due diligence before making a
decision. The wisdom to have a third party non-biased set of eyes on any
monetary or financial decisions is also priceless. A third party advocate can
review your opportunities with no personal bias and also see the obstacles that
most individuals will conveniently over look. The sub-conscious is an </span></span><span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">amazing
power. If you ignore your intuitions you will become an easy prey those who are
seeking victims. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Why is risk
free impossible? There are many reasons, time however allows for us to cover only
one. The concept of scarcity has long been fundamental to financial markets. If
something is scarce it increases in value as the demand continues to chase a
perceived scarcity. Risk is a component of scarcity. Without risk how could the
value of scarcity increase? Over time the truth of risk has become a greater
value is associated with the greater risk. When you are willing to take on
greater risk you are entitled to greater rewards. If everyone could simply walk
in risk free then the market cannot grow in value, it will become flat. For
this reason the proffer of risk free doesn’t equate with the market place. If
you decide to lend money to an associate who has little or no collateral then
you have a greater risk that that associate will default on the loan and you
will receive zero value in return. For this risk you are entitled to a greatly
increased return on investment or ROI. The fact is that the other party has
zero hard asset value to offer in return, and therefore the risk is measured
upon the ability to return the capital you have laid out. This elementary
concept is the foundation of all risk profiling. Anyone who tries to sell an
exceptional return with zero risk is just a fool or a con man. Either one is
equally dangerous for your financial future. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">A simple
investment rule that can help you avoid losses is don’t invest in fairy tales
and myths. Risk free is a myth. </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Karl Schilling</span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;"><a href="http://www.theadvocacynet.com/">www.theadvocacynet.com</a> </span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">321-250-1445 O</span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">321-947-3220 C</span></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Skype: karl.schilling5<o:p></o:p></span></span></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-51867422519934119712013-07-09T14:23:00.001-04:002013-07-18T02:41:49.758-04:00Small Cap Investing Made Easy : Blog<a href="http://www.smallcapnetwork.com/Small-Cap-Investing-Made-Easy/s/via/24462/blog/view/p/mid/1/id/3/#.UdxVB9FoK-c.blogger">Small Cap Investing Made Easy : Blog</a><div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-39921628691322384892013-07-08T11:56:00.001-04:002013-07-08T11:56:02.332-04:00Blog : advocacybz's Space<a href="http://www.smallcapnetwork.com/Blog/s/via/24462/blog/p/mid/1/#.UdrhAmbYI-0.blogger">Blog : advocacybz's Space</a><div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-48339165679330567712013-06-20T15:57:00.001-04:002013-06-20T15:57:21.384-04:00Blog : advocacybz's Space<a href="http://www.smallcapnetwork.com/Blog/s/via/24462/blog/p/mid/1/#.UcNeY1rxO-U.blogger">Blog : advocacybz's Space</a> Find out how to make smart decisions about money while investing in the nano, micro and small cap arenas. <div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-73625043854824029672013-06-08T15:54:00.000-04:002013-06-08T15:54:56.295-04:00FINRA Disciplinary Update
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">The following update validates the need for advocacy network
services. All investors and consumers need an independent non-biased watchdog
as it is clearly becoming more evident that financial service providers do not
have their client’s best interests in mind. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-family: Calibri;">FINRA Fines Up 15%
in 2012<o:p></o:p></span></u></b></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">The Financial Industry Regulatory Authority (FINRA) last
year reported filing 1541 disciplinary actions, a 3.6% rise over the prior
year. It also put more bite into its actions by doling out $78.2 million in fines,
a roughly 15% jump from 2011. It marked the fourth consecutive year of
increased disciplinary actions by the brokerage industry regulator and the
second straight year of higher fine totals. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">The top enforcement issues, as measured by total fines
assessed, related to suitability, due diligence, research report and research analyst
cases, advertising and exchange-traded funds. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">The uptick in suitability cases owes mainly to the $7.5
million in fines assessed in four ETF cases, as well as cases involving complex
products such as reverse convertible notes and unit investment trusts.
Sutherland Asbill & Brennan said it expects this to be a priority area for
FINRA due to the increasing number of complicated financial products entering
the market.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">Regarding ETF’s, the law firm said FINRA put the clamps down
on cases dealing with leveraged and inverse ETF’s that the agency considers
unsuitable for conservative investors and were sold without sufficient due
diligence review. <o:p></o:p></span></div>
Karl Schilling<br />
the Advocacy Network<br />
<a href="http://www.theadvocacynet.com/">www.theadvocacynet.com</a><br />
321-250-1445 O<br />
321-947-3220 C<br />
Skype: karl.schilling5 <div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-10064481961895347302013-05-20T10:44:00.001-04:002013-05-31T14:01:31.408-04:00Magic Silver Bullet Syndrome Continues<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">We all know
the definition of insanity is continuing to do the same thing over and over and
expecting different results. Well in the world of the magic silver bullet
syndrome we see a new definition of insanity and that is believing that there
is a magic silver bullet. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Below kindly
see an email I recently received, notice the pitch which is one of the great
magic silver bullets (passive income for doing NOTHING). Rule #1 is there is no
magic silver bullet and this rule is founded upon the reality that there is no
business income without sales and marketing. Products, services, information all
require purchasers and in order to find purchasers marketing, advertising and
sales are required. Anyone who believes there is income to be made without any
sales or marketing is unfortunately a victim waiting to happen. Just read this
closely and ask a simple question “How is this promoter earning money?”<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="color: black; font-family: "Trebuchet MS","sans-serif"; font-size: 12pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Karl,</span><span style="color: black; font-family: "Trebuchet MS","sans-serif"; font-size: 8.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="color: black; font-family: "Trebuchet MS","sans-serif"; font-size: 8.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="color: black; font-family: "Trebuchet MS","sans-serif"; font-size: 12pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">My friend Brad discovered an ‘underground’ </span><a href="http://click.icptrack.com/icp/relay.php?r=45816475&msgid=256199&act=TB4I&c=885982&destination=http%3A%2F%2Fnanacast.com%2Fvp%2F95713%2F78177%2F15721%2F" target="_blank"><span style="color: blue; font-family: "Trebuchet MS","sans-serif"; font-size: 12pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">money-growing loophole</span></a><span style="color: black; font-family: "Trebuchet MS","sans-serif"; font-size: 12pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"> that wealthy insiders have
been keeping to themselves for years.<br />
<br />
It allows anyone to effortlessly start earning an extra $1,000, $3,000, $5,000
or even $10,000 or more in passive cash flow every month...<br />
The best part is it doesn’t require any recruiting, selling or talking to
anyone.<br />
<br />
It’s all covered in a new </span><a href="http://click.icptrack.com/icp/relay.php?r=45816475&msgid=256199&act=TB4I&c=885982&destination=http%3A%2F%2Fnanacast.com%2Fvp%2F95713%2F78177%2F15721%2F" target="_blank"><span style="color: blue; font-family: "Trebuchet MS","sans-serif"; font-size: 12pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">video presentation</span></a><span style="color: black; font-family: "Trebuchet MS","sans-serif"; font-size: 12pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"> that finally exposes the
truth about passive income no one else is willing to tell you.<br />
<br />
BUT…<br />
<br />
I need to WARN YOU about it before you watch it...<br />
<br />
It contains some very controversial information that will probably piss off
some “gurus” in the internet marketing and home business industry.<br />
<br />
</span><a href="http://click.icptrack.com/icp/relay.php?r=45816475&msgid=256199&act=TB4I&c=885982&destination=http%3A%2F%2Fnanacast.com%2Fvp%2F95713%2F78177%2F15721%2F" target="_blank"><span style="color: blue; font-family: "Trebuchet MS","sans-serif"; font-size: 12pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">==> Watch the video to find out why.</span></a><span style="color: black; font-family: "Trebuchet MS","sans-serif"; font-size: 8.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">I especially
love the “wealthy insiders have been keeping to themselves for years.”
Remember, in order to sell the magic silver bullet there must be a secret that
you can now take advantage of. The secret is of course been kept for decades,
centuries or eons and now suddenly you can get this secret for some price.
Those who have made millions are now willing to share their secrets with you
for a small investment. This is the typical main theme in all magic silver
bullet offers. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">In order to
avoid this pitfall just ask yourself, if you had a system that made you
thousands of dollars a day and you worked many years to accomplish this and
perfect the system which continues to provide you with millions of dollars of
earnings a year would you want to sell it to others for small amounts of money?
Would you want to spend tens of thousands of dollars in marketing costs to
reach out to all these individuals when you could simply continue to use your
system to earn thousands of dollars a day? I think you know the answer.<o:p></o:p></span></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-size: 12pt;"><span style="font-family: Calibri;">Karl Schilling<o:p></o:p></span></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-size: 12pt;"><span style="font-family: Calibri;">Founder<o:p></o:p></span></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-size: 12pt;"><span style="font-family: Calibri;">The Advocacy Network<o:p></o:p></span></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<a href="http://www.theadvocacynet.com/"><span style="font-size: 12pt;"><span style="color: blue; font-family: Calibri;">www.theadvocacynet.com</span></span></a><span style="font-size: 12pt;"><o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-size: 12pt;"><span style="font-family: Calibri;">321-250-1445 O<o:p></o:p></span></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-size: 12pt;"><span style="font-family: Calibri;">321-947-3220 C<o:p></o:p></span></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;"><span style="font-size: 12pt;">Skype: karl.schilling5 </span><o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-67562503188410109182013-05-04T11:24:00.001-04:002013-05-04T11:24:29.652-04:00Are you a good negotiator? | LifeHealthPro<a href="http://www.lifehealthpro.com/2013/05/03/are-you-a-good-negotiator#.UYUoH3RYYYQ.blogger">Are you a good negotiator? | LifeHealthPro</a><div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-6441111281729643432013-04-18T10:18:00.002-04:002013-04-18T10:18:52.543-04:00Myths, Lies and Damn Lies
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The advent
of social media has proven to be both a blessing and a curse. The double edged
sword of vast amounts of information freely flowing 24/7/365 is filled with
myths, lies and damn lies.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The
perpetration of scams, fraud and predatory sales manipulation is easier than
ever before. Instant credibility is created through well-meaning organizations
and operations. Unfortunately these entities survive on advertising dollars and
therefore take a position of enabler. When an organization thrives through
advertising money they have a mandate to look the other way. They have no
responsibility to provide any due diligence or do even nominal research on
anyone who is willing to pay dollars to advertise. Of course there could be the
perception of a moral and ethical responsibility to protect the investors,
consumers and public from bad advice, mis-information and flat out lies, yet
the reliance is on the archaic advertising laws. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">An
incredible amount of the investor and consumer public live under the false
impression that “everything on the internet is true; it must be because it’s on
the internet.” This lie has been promulgated by the major social network
operations which I won’t bother to name because you know who they are. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">One such
business based social network organization has myriads of groups which are
started under the guise of a source of information and education. Conceptually
this would be akin to Napoleon Hill’s master-mind group concept. Sadly, these
groups rapidly descend to spam, scams and other manipulative sales motivations.
A master mind group is formed to share insight, wisdom, and experience and
through such to generate greater impact then the individual could accomplish
alone. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Napoleon
Hill would be rolling in his grave if he could witness what many social media
groups have turned his precious concept into. The many groups are passed off as
Angel Investment, Venture Capital, Investment groups, and many other business
specialties well too many to list. In all of these groups the moderators (when
there is a moderator) cherry pick based upon their own conflicts of interest.
Rarely is there a truly educational and informational group in the mix. The
most damaging issue of all is that these groups become fertile ground for scams
and frauds to be perpetrated. Now, scammers and fraudsters don’t even need to
invest in the promotion of their dark intentions, as they can simply slip into
any social media portal and prey upon the 100’s of thousands of available
potential victims. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">This all can
be controlled and easily avoided through the process of having a 3<sup>rd</sup>
party advocate. An advocate is only concerned with the best interest of their
client. There are no conflicts of interest, internal biases or ulterior
motives. The advocate exists to inoculate and insulate the client. Total
inoculation and insulation is developed through education, media sourcing such
as webinars, tele-conferences and virtual web based activities. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The Advocacy
Network is your master-mind group formed to enhance your ability to make smart
decisions about money. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Over the
coming weeks I will be producing blog spots that will identify common myths,
lies and dam lies in the financial market place. Believe me when I tell you
there are too many to list and I could produce pieces for the next several
years and not cover even a quarter of the scams, frauds and sales manipulations
in the financial markets. As an investor, consumer or business you need to be
aware of the potential abyss vying for your dollars on a daily basis. I look
forward to serving you in your quest to make smart decisions about money.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">Karl Schilling<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">321-250-1445 O<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">321-947-3220 C<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<a href="http://www.theadvocacynet.com/"><span style="color: blue; font-family: Calibri;">www.theadvocacynet.com</span></a><o:p></o:p></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">Skype: karl.schilling5 <o:p></o:p></span></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-16089482094315391622013-04-05T15:23:00.000-04:002013-04-05T15:23:13.297-04:00Everything Old is New Again!
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The Advocacy
Network is focused on inoculating and insulating investors, consumers and
businesses against scams, fraud and predatory sales tactics. As an investor,
consumer or business entity the most evident threat is predatory sales tactics.
After all even scammers and fraudsters need to sell their propositions.
Eliminating the scams and fraud is the easiest part of our work; the difficult
aspect is continually identifying and eliminating the predatory sales tactics
used by entire industries. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Financial services
are a vital part of any individual’s personal financial health and one would
expect to find safety in an industry created to protect your financial
well-being. Unfortunately the industry is awash with gimmicks and predatory
sales tactics. Yet you must be able to integrate such financial tools such as
Life Insurance, Annuities, and Health Insurance along investment vehicles into
your financial plans. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The risk
protection of insurance products is the foundation upon which a strong
financial lifestyle is created. The insurance agent has a crucial role in you
and your family’s financial well-being.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Having spent
over 20 years in the Financial Services industry as an agent, manager and sales
trainer I can attest to the myriad of manipulative sales practices that are
taught and perpetrated against an unsuspecting public. Many of these tactics
have been around since the 1920’s and certainly there are several that have
been staples since the 1980’s. Let’s review just a few of the most common
marketing gimmicks used to entice you into a bad decision about money. <o:p></o:p></span></span></div>
<br />
<div class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">The ticking time bomb of taxation on
life insurance and annuities. <span style="mso-spacerun: yes;"> </span></span></b><span style="font-size: 12pt; line-height: 115%;">This has been a very common tactic
since the early 1980’s and the Reagan tax changes. Since that time Congress has
continually sought ways in which to gain tax revenue from retirement based
usages in these products. Life Insurance continues to have a tax-free privilege
through the proper usage of loans against cash values. This has long been one
of the most effective means of creating tax-free income, yet the reality in
planning is that this should never be the major purpose in developing a life
insurance plan. Of course if this is the only reason people purchase Life
Insurance then Congress would certainly put an end to this process. As to
annuities there is no better vehicle to provide an income one can never
outlive. For the concern of living too long annuities create a guaranteed
stream of income and of course are a vital tool in proper retirement planning.
The difficulty is that the industry has made these products so complicated that
many times the agents who sell them have no idea of what is going on little
alone educate an unaware public. In reality the annuity is a very simple
concept and can be easily explained to you the consumer. SO why has it become
so extraordinarily complicated? It seems that the creation of mass confusion
works to the benefit of the insurance carriers. This confusion can hide the
fact that not everyone needs an annuity. That’s right annuities are not right for
everyone. There are circumstances where the financial benefits and restrictions
of an annuity do not fir. This is called “suitability” and the insurance
industry has made it more complicated the never in this arena. <b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">Seminars, freebies and other manipulations.</span></b><span style="font-size: 12pt; line-height: 115%;"> The most common marketing tool over
the past 15 yrs. or so has been the use of seminars. Now there is nothing
innately wrong with an educational seminar, in fact it is a good thing. But the
industry has manipulated an educational event into a predatory sales hunt and
certainly a product pitch. Life Insurance planning and Annuity planning is a
personal issue and needs to be individually programmed. It is never a one-size
fits all remedy. So. While information in a seminar setting is useful, it is only
useful in general terms and once it moves into one size fits all
generalizations it becomes manipulative. Your safest move is to avoid seminars
as you can get all the general information you need through totally independent
sources.<b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">Social Security optimization. </span></b><span style="font-size: 12pt; line-height: 115%;">Another oldie but goody. This used to
be known as pension maximization in the 80’s-2000’s. Now with the economic
crises surrounding the government programs it has focused itself on Social
Security. The reason for this is less people have pensions now and therefore
the biggest market place exists in Social Security. With 10,000 Baby Boomers
turning 65 every day the market is abundantly plentiful with those who are
Social Security eligible. Once again there is solid and useful information to
be had about your Social Security; unfortunately it doesn’t need to be used as
a manipulative sales tool for you to purchase more financial products. Being
fully honest at this point in time how many of you actually believe the Social
Security system will last long enough to actually make good on its payouts to
the entire universe of baby-boomers? It would seem that delaying your social
security check for a larger payout from a system that may well be bankrupt in
less than a decade is not a very prudent financial decision. <b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></span></div>
<br />
<div class="MsoListParagraphCxSpLast" style="margin: 0in 0in 10pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; line-height: 115%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">Retirement planning. </span></b><span style="font-size: 12pt; line-height: 115%;">Long the holy grail of the Financial
Services industry, this concept has left a long a brutal trail of predatory
sales tactics and manipulations. Once again we have a very individualized
personal scenario that is treated with a one-size fits all mentality. Such
issues as life-style, Life-experience, Life-expectancy and legacy desires are
all vital parts to a congruous retirement plan. This also has to have
flexibility in its design as life is never a totally linear event. Making smart
decisions about money today and tomorrow require a consistent mental and
emotional approach to these factors. You have to ask yourself some very crucial
questions and acknowledge what has happened in the past along with what is
probable in the future. The normalcy effect will not serve you well in today’s
ever-changing society. One simple concern is any existing ERISA qualified
retirement savings you now have (IRA’s, 401k’s, Keogh’s SEP’s etc...) as all
these plans could well be targets of the government’s debt concerns in the near
future. Would you be comfortable if the government determined that these funds
should be in a GRA (government retirement plan) which would simply annuitize
your balances and make payments much like Social Security? It is not only a
possibility it has been discussed on Capitol Hill and will continue to get more
traction as the runaway debt continues to grow exponentially. Over $17 trillion
dollars is presently in these types of accounts. You have serious decisions to
make.<b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></span></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGMRDMZwLRpcyo3-r7322fg3W3F-Xj1L8D1Jd6z5x-CU-2ecXTt2zx_Tb4bQHuTEqnm1mpr54QkDA4qdOhZzd-oSWY7infoRB-5JvjbXLmgy0LwY7ltHuCezppgxHFAKE5FOld7x5k_vw/s1600/social+security+maximization.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="291" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGMRDMZwLRpcyo3-r7322fg3W3F-Xj1L8D1Jd6z5x-CU-2ecXTt2zx_Tb4bQHuTEqnm1mpr54QkDA4qdOhZzd-oSWY7infoRB-5JvjbXLmgy0LwY7ltHuCezppgxHFAKE5FOld7x5k_vw/s320/social+security+maximization.jpg" width="320" /></a></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
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<v:path gradientshapeok="t" o:connecttype="rect" o:extrusionok="f">
Industry Marketing example for Agents (Producers)</v:path></v:stroke></span></v:shapetype></span></b></div>
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></b><br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The stark
reality is that in marketing and sales everything old is new again, yet in
today’s economic arena nothing old will ever be new again. There are many other
areas of concern when it comes to predatory sales tactics and the marketing
tools used to attract investors, consumers and businesses. The Advocacy Network
is an organization that keeps our members educated and aware of all these
manipulative behaviors. Our only concern is your best interest.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: 12pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">Karl Schilling<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">321-250-1445 O<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">321-947-3220 C<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">Skype: karl.schilling5<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<a href="http://www.theadvocacynet.com/"><span style="color: blue; font-family: Calibri;">www.theadvocacynet.com</span></a><span style="font-family: Calibri;">
<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt 0.25in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></b></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-54195194188441933032013-03-12T14:51:00.001-04:002013-03-12T14:51:06.231-04:00Preeminence and Smart Decisions about Money
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">Jay Abraham has defined preeminence as “being totally
focused on adding value for the other side and understanding what value looks
like.” The most intriguing result of victimization in any scam, fraud or
predatory sales tactic is the distinguishable lack of value transferred in the
process. These events are always totally one-sided in that the only gain in the
process is by the scammer or fraudster as they steal time, money and psychic
energy. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;"><span style="mso-spacerun: yes;"> </span>The grand loser in
this is always the victim. There is no preeminence in this transaction, nor is
there any long term relationship value. With this very obvious equation there
remains an extraordinary amount of victims created on a daily if not hourly basis.
How can this be?<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">It all starts within the victim; no one can scam, defraud or
manipulate you unless you allow it. The power of avoidance always lies with
you, yet the psychological triggers are rarely understood on a personal level.
As such manipulation becomes a very simple process which leads to the greater
risks of scams and frauds. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">Predatory sales tactics are the invite to every level of
scam or fraud. It all begins with a sales pitch. I want to make it very clear
that professional sales people are vital to our everyday lives and our overall
financial well-being. The grave obstacles lie within the industries which
promote predatory sales tactics and strive to make sales revenue at any cost.
The lack of value transfer is a poor decision about money.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">A simple method in which you can make smart decisions about
money is by minimizing your bad decisions about money. Losses are always more
difficult to overcome than a simple “no” decision. By saying no you can greatly
limit your potential losses, of course the next level is to make “yes”
decisions so you can successful grow your wealth status. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">The attraction to a “yes” decision is the thought of quick
gain, fast money. It starts with an offer that seems to be risk free and offers
“guarantees.” Everyone has a greed trigger and once it is initiated the launch
code begins on a bad decision about money. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">While making smart decisions about money requires a learning
curve for each individual having a 3<sup><span style="font-size: x-small;">rd</span></sup> party non-biased advocate
provides you with a 24hr protection shield. Almost the last resort in spite of
yourself scenario. Of course once you gain the mandatory self-knowledge which
drives your financial decisions you can rely on self-dependence more readily.
Having an advocate allows for you to pass off the sales pitch and early
attraction button. The 3<sup><span style="font-size: x-small;">rd</span></sup> party source is then able to objectively
review and dig into the offer with full detachment and no personal bias. This
level of protection is priceless as it will remove the initial level of bad
decisions about money. This provides full insulation in that it is the stop
sign on poor decisions about money. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">The levels are financial decisions you make in a lifetime
are multi-layered and any one of these decisions can set you back years and
possibly lead to financial ruin. Look at all these areas in which your ability
to make smart decisions about money can be the difference between financial
freedom and total financial misery:<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><span style="font-family: Calibri;">1.</span><span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;">Insurances: including Life, Home, Auto, Personal
Liability, Commercial Liability, Health, Flood and many others.<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><span style="font-family: Calibri;">2.</span><span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;">Medical concerns including Medicare, Medicaid,
Health Insurance, Health Providers and much more.<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><span style="font-family: Calibri;">3.</span><span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;">Housing, do you rent?, Own? Insurance
protection, maintenance concerns, upkeep, liability exposure, Home Improvement,
Furnishings, and many other financial decisions.<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><span style="font-family: Calibri;">4.</span><span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;">Transportation, auto, travel, vacations,
insurance, maintenance, and much more.<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><span style="font-family: Calibri;">5.</span><span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;">Family care, children, elderly family members,
illness of family members etc…<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><span style="font-family: Calibri;">6.</span><span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;">Taxes, how to limit your tax liability, how to
grow your assets tax-free, how to position your assets most advantageously and
much more.<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><span style="font-family: Calibri;">7.</span><span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;">Estate planning, how to pass on wealth, how to
protect wealth, how to establish trust protection, how to legally protect your
assets, how to best position retirement income, and much more.<o:p></o:p></span></div>
<br />
<div class="MsoListParagraphCxSpLast" style="margin: 0in 0in 10pt 0.5in; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><span style="font-family: Calibri;">8.</span><span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-family: Calibri;">Identity (the most prevailing fraud in society
today is identity theft which will destroy everything in points 1-7)<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">All these areas have the potential for you to be victimized
by predatory sales people, scams and out- right fraud. When you least expect it
you can be targeted and ultimately victimized.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">Our mission at the Advocacy Network is to fully inoculate
and insulate consumers, investors and businesses against scams, fraud and
predatory sales tactics. <o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">Karl Schilling<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">321-250-1445 O<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">321-947-3220 C<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">Skype: karl.schilling5<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<a href="http://www.theadvocacynet.com/"><span style="color: blue; font-family: Calibri;">www.theadvocacynet.com</span></a><span style="font-family: Calibri;">
<o:p></o:p></span></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-63706287230174629832013-02-18T11:48:00.001-05:002013-02-18T11:48:28.212-05:00Brother Love’s Traveling Salvation Show, the Life Insurance version
<br />
The following is a real advertisement run in several insurance industry
journals and promoted via email to licensed agents: <o:p></o:p><br />
<br />
And now, for the first time ever on the planet, this amazing system is
available for use; completely systemized, and ready to sell monster amounts of
life insurance <u>almost automatically</u> for a <strong><u>few select life
insurance agents</u></strong>. <o:p></o:p><br />
<br />
This system is <u>unlike any other ever created</u> in that it has the
ability to create large sales forces of enthusiastic clients that will eagerly
and consistently give you referrals, encouraging their friends and family who
qualify to seek you out and ask you to sell them life insurance. <o:p></o:p><br />
<br />
No one else in our industry knows how to do this or knows that this system
even exists. <o:p></o:p><br />
<br />
This <strong><u>IS NOT</u></strong> fantasy. <o:p></o:p><br />
<br />
It is reality. I've created the ultimate "easy button" for life
insurance agents. <o:p></o:p><br />
<br />
No more begging for business. <o:p></o:p><br />
<br />
No more multiple closes. <o:p></o:p><br />
<br />
No more attorneys or accountants killing deals. <o:p></o:p><br />
<br />
No more tough and ugly prospecting. Instead, you will have eager, interested
prospective clients calling you, asking you to complete a life insurance
application for them. <o:p></o:p><br />
<br />
<strong><u>ATTENTION:</u> Discounting what I'm about to tell you could be
one of the <u>costliest mistakes</u> of your financial services career. Before
you finish this letter, you'll know beyond any doubt that what I'm saying is
true and can <u>instantly</u> transform the way you do business, allowing you
to <u>quickly</u> and easily reach the ranks of Millionaire Advisor at <u>ZERO</u>
risk to you. </strong><o:p></o:p><br />
<br />
I'm allowing a limited number of advisors in your area to preview and
license this system, and because this system is so powerful and so easy to use,
the results are <u>fully guaranteed</u>. (Qualifying life insurance agents and
advisors can license this system at no net cost to them. Complete details of
this unmatched guarantee are covered completely at a free preview and business
building seminar. You'll receive $2,308.95 in free gifts just for attending.) <span style="mso-spacerun: yes;"> </span>(END of advertisement)<o:p></o:p><br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
I have maintained my registrations and licenses in the
Financial Services industry, but that has been to become an advocate to clients
not an advisor, agent or representative. As an advocate I seek the best
interests of those I serve. Above please see what has happened to a once proud
and meaningful industry. The entire Life Insurance industry is at risk due to
gimmicks and tricks like the above fore mentioned. The industry has no one but
themselves to blame. I research over 14 industry periodicals monthly and can
tell you that these so called educational and industry promoting publications
are all guilty of taking advertising revenues from predators who offer so
called silver bullet marketing scams to unsuspecting agents. There is more
money being made selling useless information then there is in actually serving
the needs of clients. If there was room here I would post for you the postcard
this organization uses to lure agents into their game. Needless to say it is
done with the allure of sex. Imagine in a professional field such as impacting
people’s FINANCIAL well being, we have to be subjected to the same kind of
marketing that was once used in Times Square to promote peep show palaces. Not
exactly what I would call professional. Of course as you are not licensed or in
the industry it has no concern for you, right? Wrong, over the coming days I
will be writing a series on annuities, life insurance and other very important financial
tools that you need to be aware of. In this series I will expose the realities
and truths of this important vehicles and I will also expose the myths and
sales manipulations you must avoid. (MOST IMPORTANTLY I WILL NOT BE SELLING YOU
ANY PRODUCTS!) That is why I gave you a simple display of what agents in the
industry are being taught. Of course you must believe that insurance companies
and the industry as a whole doesn’t educate their agents this way,
unfortunately as they take the advertising revenues and allow this to be
pitched to the agents, they are culpable in this gimmick driven environment.
Let me say right up front that all of this is TOTALLY legal and allowable, now
as to whether it is moral and ethical is a totally debatable issue. I want to
educate you on the importance and the realities of these financial tools and
help insulate you and inoculate you against the manipulative techniques and
myth pitches out there. Send you family, friends and associates to this blog so
they can get the real scoop on financial services.<o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
<o:p> </o:p></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-88856713600308615042013-02-11T10:37:00.000-05:002013-02-11T10:37:01.750-05:00Psychological Triggers Exposed
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">So far we have discussed the normalcy bias, the
silver bullet syndrome and the dangers of conformity. These diverse discussions
all fit together in forming a puzzle of psychological triggers. The big picture
can come together when you have all the pieces starting to fit together.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">Earl Nightingale in his classic audio series “Lead
the Field” told a story that fits this best. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">“One day, a man was watching a professional football
game on television. His five-year old son kept bothering him. So the man tore
out a page of the Sunday paper. It was a full page airline ad that showed a
picture of the world – the planet Earth as seen from space. He tore up the page
into a dozen pieces and gave them to his son. He said to him, “Here, put this
picture together with this cellophane tape, and show Daddy how smart you are.”
He then went back to watching his football game. In a surprising short time,
the youngster had taped the picture back together. It wasn’t very neat, but it
was a very good job, indeed, for one so young. “Hey, that’s amazing!” the
father said. “How did you put the world together so quickly?” The little boy
said, “There was a picture of a man on the other side. I just put man together,
and then the world was all together.” <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">The youngster was no doubt surprised by the big,
warm hug he got. “That’s right, son,” the father said. “When the man is
altogether, his world is altogether, too.” <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">Becoming aware of how the big picture comes together
is a key component in making smart decisions about money. The small pieces that
are torn apart are psychological triggers that come together to form the big
picture. The sense that everything will return to “normal” (normalcy bias) is
tied to the overwhelming hope that everything will work out well (the silver
bullet syndrome), which leads directly into the complacency of conformity. It
is the end result of conformity that leads investors running like lemmings
toward a cliff. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">These psychological triggers are ingrained in an
individual’s thinking process. Napoleon Hill discussed this in terms such as
accurate thinking, critical thinking and straight thinking. Hill, spoke in
terms of rarity when discussing this form of thinking. Let’s briefly look at
what Hill had written about “straight thinking.” <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">“Two great forces are working in the minds of all
men to make them what they are. One is social heredity, and the other is
physical heredity.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">Physical heredity is the law of nature through which
the sum and substance of all characteristics, traits and physical aspects of
your ancestors, through the ages, have been handed on to you. You are
unavoidably a product of all your ancestors.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">Social heredity consists of every influence with
which you will come in contact, from the time you reach a state of
consciousness until you die. Your mother’s and father’s influence, your
education, the conversations you listen to, religious influences, political
ideas, the newspapers you read, the shows you see – they all have and will help
to make you what you are. They are your social inheritance. Very few persons
have what it takes to pull away from these and do some independent, accurate
thinking for themselves. A few cast off their social inheritance and dare to be
different and individualistic. When this happens, the world has an Edison, a
Ford, a Thomas Paine, an Ingersoll or a Jonas Salk. But the vast majority of
people allow themselves to become victims of social heredity. This is why
straight thinking is such a rarity.” <span style="mso-spacerun: yes;"> </span>(Source:
<b><i>PMA Science of Success Course.</i></b> Educational Edition. 1961. Pgs.
504 & 505<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">Independent, accurate thinking is the absolute
benchmark for making smart decisions about money. The inoculation and
insulation from scams, fraud and predatory sales tactics direct require you to
learn how to become independent and accurate in your thinking process. The
reality of victimization is that people are unaware of the natural bias they
have formed toward conformity and the lack of independence in their thinking
process. A major part of this redundant vicious cycle is the normalcy bias, the
silver bullet syndrome and the ease of conformity. <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;"><o:p> Karl Schilling</o:p></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;"><o:p>321-245-1445 O 321-947-3220 C</o:p></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;"><o:p>Skype:karl.schilling5</o:p></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;"><o:p><a href="mailto:advocacybz@gmail.com">advocacybz@gmail.com</a> </o:p></span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;"><o:p></o:p></span> </div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-64298722439107084002013-02-06T00:16:00.001-05:002013-02-06T00:32:03.224-05:00When Too Many Think Alike<br />
<div style="background: white; line-height: 150%;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="font-family: Calibri;"><o:p><span style="font-family: Times New Roman;">
</span></o:p></span></span><br />
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="font-family: Calibri;"></span></span><br />
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="font-family: Calibri;"><div style="background: white; line-height: 150%;">
<i style="mso-bidi-font-style: normal;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt; line-height: 150%;">"As a general rule, it is foolish to do just what other
people are doing, because there are almost sure to be too many people doing the
same thing."</span></i><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt; line-height: 150%;"><br />
</span><span style="color: black; font-family: "Arial","sans-serif";">
-- </span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt; line-height: 150%;">William Stanley Jevons (1835-1882)</span><span style="font-size: 11pt; line-height: 150%;"><o:p></o:p></span></div>
<span style="font-family: Times New Roman;">
</span><span style="font-family: "Arial","sans-serif";">One of the
sure-fire ways to financial failure is conformity. There is nothing more
damaging then following the crowd. For the most part the crowd is listening to
someone else who is listening to the crowd. It is a vicious cycle that ends
with a death spiral.</span>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Arial","sans-serif";">The economic
climate we now live in is a highly evolutionary vehicle. Gone are the ties to
the past and the trends that were in existence for the last 100 years. This is
not a bump in the road which ends with everything happily and comfortably
returning to “normal”; there is a new normal being created. It is a source of
dramatic change with new rules and new patterns and trends.</span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Arial","sans-serif";">The simple
facts are those so-called experts are out of their depth as they have now
become novices along with everyone else in this new age of geo-political driven
economic events. The financial markets are being re-created and this requires
all investors and consumers to become counter-intuitive in their thought
processes. The financial decision making process that may have served you well
in the past has been made meaningless into the future. </span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Arial","sans-serif";">There are
many dangerous myths built into your financial decision making process, we
already covered the normalcy bias and the magic silver bullet syndrome, now you
must confront the conformity of “everything old will be new again.” </span></div>
<div style="background: white; line-height: 150%;">
<i style="mso-bidi-font-style: normal;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt; line-height: 150%;">"In speculation, as in most other things, one individual
derives confidence from another. Such a one purchases or sells, not because he
has had any really accurate information...but because some else has done so
before him"</span></i><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt; line-height: 150%;"><br />
-- J.R. McCulloch 1830</span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Arial","sans-serif";">The following
is a story that best clarifies what is happening in the financial markets
today:</span></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="color: black; font-family: "Arial","sans-serif";">Everyone
has had a taste of success. The explanation for it all is "the world is
awash in liquidity". Everyone is also feeling rather complacent &
secure. It reminds one of the Red Indians....</span></div>
<div style="background: white; line-height: 150%;">
<i style="mso-bidi-font-style: normal;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt; line-height: 150%;">"It was autumn, and the Red Indians on the remote reservation
asked their new Chief if the winter was going to be cold or mild. Since he was
a Red Indian Chief in a modern society, he had never been taught the old
secrets, and when he looked at the sky, he couldn't tell what the weather was
going to be. Nevertheless, to be on the safe side, he replied to his tribe that
the winter was indeed going to be cold and that the members of the village should
collect wood to be prepared. But also being a practical leader, after several
days he got an idea. </span></i><i style="mso-bidi-font-style: normal;"><span style="font-size: 11pt; line-height: 150%;"><o:p></o:p></span></i></div>
<span style="font-family: Times New Roman;">
</span><i style="mso-bidi-font-style: normal;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt; line-height: 150%;">He went to the phone booth, called the National Weather Service
and asked "Is the coming winter going to be cold?" "It looks
like this winter is going to be quite cold indeed," the meteorologist at
the weather service responded. So the Chief went back to his people and told
them to collect even more wood in order to be prepared. A week later, he called
the National Weather Service again. "Is it going to be a very cold
winter?" "Yes," the man at National Weather Service again
replied, "It's definitely going to be a very cold winter." <br />
The Chief again went back to his people and ordered them to collect every
scrap of wood they could find. Two weeks later, he called the National Weather
Service again. <br />
"Are you absolutely sure that the winter is going to be very cold?"
"Absolutely," the man replied. "It's going to be one of the
coldest winters ever." </span></i>
<div style="background: white; line-height: 150%;">
<i style="mso-bidi-font-style: normal;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt; line-height: 150%;"></span></i> </div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<i style="mso-bidi-font-style: normal;"><span style="font-family: "Arial","sans-serif";">"How can you be so sure?"
the Chief asked. <br />
The weatherman replied, "The Red Indians are collecting wood like
crazy."</span></i></div>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: "Arial","sans-serif";">Conformity in
financial decisions leads to calamity!</span></div>
<div style="background: white; line-height: 150%;">
<u><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt; line-height: 150%;"> And, so
the question is are you following “Red Indians” in the financial markets?</span></u><u><span style="font-size: 11pt; line-height: 150%;"><o:p></o:p></span></u></div>
<span style="font-family: Times New Roman;">
</span><br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Karl Schilling<o:p></o:p></span></div>
<span style="font-family: Times New Roman;">
</span><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">The Advocacy Network<o:p></o:p></span>
<span style="font-family: Times New Roman;">
</span><div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">321-250-1445 O<o:p></o:p></span></div>
<span style="font-family: Times New Roman;">
</span><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">321-947-3220 C<o:p></o:p></span>
<span style="font-family: Times New Roman;">
</span><div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Skype: karl.schilling5<o:p></o:p></span></div>
<span style="font-family: Times New Roman;">
</span></span></span><br /></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-71420511451397552352013-01-30T02:08:00.001-05:002013-01-30T02:08:06.507-05:00The Magic Silver Bullet Syndrome
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Great wealth
for little or no effort, free money, quick returns, overnight success, zero
risk, risk free, GUARANTEED! This is the rhetoric of the magic silver bullet
syndrome. The one consistent behavior trait that supersedes even cynicism and
skepticism is the belief that one can get rich quick. This has long been the
implied promise in all scams, frauds and predatory sales tactics. <o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">When you
grasp a very simple concept you can let go of this tragically destructive
belief pattern. In fact the ability to be inoculated and insulated against
scams, fraud and predatory sales tactics is built upon a foundation of
behavioral change. The ability to change any behavior pattern relies on the
foundational change of a belief. Many times beliefs become deeply ingrained and
as such are sub-conscious triggers which we are unaware of. When these triggers
are launched the results are a pre-ordained decision-making process which has
been built upon the underlying beliefs about any pertinent information. <o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The simple
truth is if you believe the sky is black then you will make all your decisions
based upon this information, regardless of the fact that the sky is blue. You
ultimately see what you believe and therefore the sky is black and no amount of
evidence will shake this ingrained belief. <span style="mso-spacerun: yes;"> </span>The old adage goes I’ll believe it when I see
it, but the truth is I’ll see it when I believe it. Now, of course this is a
very extreme example but it highlights how the sub-conscious process works. <o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Beliefs
about money are just as extreme, every individual has developed certain beliefs
about money and all their financial decisions are made based upon their
beliefs. If you have been ordained to believe that “money is the root of all
evil” and to be wealthy would be destructive then you are repelling money on a
daily basis and all you decisions are made with this simple belief driving your
sub-conscious mechanisms. <o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">With this
awareness you can now understand the common urge to find quick money and find
shortcuts to success. On a conscious basis the vast majority of individuals
want to believe that there is a magic silver bullet that will take care of all
your needs and get you out of any difficulties. It is simply a natural mindset
to feel comfortable with the chance to win the lottery and have all the
problems melt away. Of course the statistical probability of winning the lottery
is just a tad above zero, but the chance is the addiction. We are addicted to
chance. We want to believe and we want to win with no sacrifice, no risk and
want a guarantee that if we fail we came be made whole immediately. <o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The reality
is there is no winning without work, there is no success without sacrifice and
there are no guarantees in life. One of the greatest tools in a scam artist’s
tool bag is the impression that there are guarantees and there are risk free
opportunities to become immensely rich and have everything you ever dreamed of.
This fantasy is portrayed time and again in every commercial venture you are
exposed to. It is played out emotionally in scams, fraud and predatory sales
tactics though. <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">So what is
the simple answer to this tragically destructive belief? Here it is:<o:p></o:p></span></span></div>
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<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><u><span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">There is no such
thing as a magic silver bullet! <o:p></o:p></span></span></u></i></b></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The magic
silver bullet in any deal, opportunity, marketing proposals etc… <b style="mso-bidi-font-weight: normal;">doesn’t exist.</b> <o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Debating
interplanetary aliens, Big Foot, the Loch Ness Monster and the many other real
or unreal is good for scientific and intellectual debate none of these beliefs
directly endanger your financial future. (Unless of course the scam or fraud is
driven around a space trip or a big foot excursion). <o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">The
existence of a magic silver bullet keeps scams and fraud alive and well. When
you give up this one belief and accept that success is possible through a
structured work ethic, great financial results can be had through the use of
solid due diligence, intelligent use of time, capital, and rate of return you
can eradicate the magic silver bullet myth. That financial success can be had
through the oversight of risk profiles and how risk relates to return and how
growth expands when risk, return and chance are properly executed. When you
remove the magic silver bullet you can think logically and rationally. You can
attach your emotional connections to the elements of your life that require
strong emotional support. Money is simply a concept it is not a living
breathing organism and it does not have any emotional value. Unfortunately most
people have attached an emotional value to money and it is this emotionally
driven impact that gets in the way of making smart decisions about money. Money
can be an ally or a great misery. The choice is up to the individual. <o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><span style="font-family: Calibri;">Repeat after
me: <b style="mso-bidi-font-weight: normal;"><u>“There is no magic silver bullet”</u></b>
<o:p></o:p></span></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">Karl Schilling<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">The Advocacy Network<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">321-250-1445 O<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">321-947-3220 C<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: Calibri;">Skype: karl.schilling5<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<a href="http://www.smartdecisionsaboutmoney.wordpress.com/"><span style="color: blue; font-family: Calibri;">www.smartdecisionsaboutmoney.wordpress.com</span></a><span style="font-family: Calibri;">
<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-10568893092402598882013-01-27T23:47:00.001-05:002013-01-27T23:47:46.750-05:00Power of Advocacy
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<span class="ssens"><i style="mso-bidi-font-style: normal;"><u><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">One
that supports or promotes the interests of another</span></u></i></span><span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">
is how Merriam-Webster defines the word advocate. In comparison an Advisor or
Adviser is defined as an expert who gives advice. That definition should add
that usually the advice from an advisor has a price attached to it. <o:p></o:p></span></span></div>
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<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">Can you fully trust an advisor,
agent, representative, consultant or any of the other many designations worn by
sales people? The sales professional is a very important fabric of the
capitalistic free market environment. Sadly, the vast majority of the sales
industry is populated with more amateurs then professionals. The self-directed
sales amateur is a perpetrator who preys on investors and consumers alike. This
is the legal level of scams, fraud and predatory sales tactics. <o:p></o:p></span></span></div>
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<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">How can you be assured that your
best interests are the only concern within any transaction? Great question and
the answer is having an advocate who can keep all the others honest. An
advocate is a watchdog who shields your best interests in all investment and
consumer based decisions. <o:p></o:p></span></span></div>
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<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">Identifying the internal bias and
conflicts of interests is not a simple process. The most prevalent obstacle to
making smart decisions about money is the lack of transparency provided
throughout a sales process. It is almost as if major entities go out of their
way to ensure a lack of disclosure and clear transparency. This is a major
mistake as it defines and creates a lose/lose scenario. <o:p></o:p></span></span></div>
<br />
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<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">A smart decision about money comes
from a consistent process which is driven by due diligence. At the Advocacy
Network we define due diligence as full disclosure, complete compliance and
clear transparency. Any quality financial product, investment vehicle or offer
should easily pass due diligence. <o:p></o:p></span></span></div>
<br />
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<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">So, what exactly is the problem?
The major problem is that people do not have the time or the desire to complete
a proper due diligence process. We are creatures of habit and we also want to
trust people. The desire to trust others is simply human nature. This becomes
an issue when we become lazy and allow others to use persuasive techniques to
get us to alter or short-circuit a consistent decision making process. <o:p></o:p></span></span></div>
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<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">When you have a decision making
process you are shielding yourself from poor decisions. An Advocate becomes
your coach in the development and initiation of a process to make smart
decisions about money. The advocate is not commission or fee driven. The
benefit of a commission or success based fee structure creates an unconscious
bias which consistently enters into any negotiation or sales process. This is
an on-going conflict of interest as the sales person’s best interest is a
buying decision. The sales person gets nothing of value in a non-buying
decision. <o:p></o:p></span></span></div>
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<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">When there is an established need
fulfilled by a competent solution then both parties win and value has been
successfully exchanged.<span style="mso-spacerun: yes;"> </span>This would be
the best result of any sales process. An advocate simply assures that the
client/member is always on the winning side of any financial decision. The
advocate successfully inoculates and insulates the client/member from scams,
fraud and predatory sales tactics. (We are not an instead of the sales
professionals, we are an addition to, geared to keep the sales professionals
honest)<o:p></o:p></span></span></div>
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<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">How do you know the advocate is
trustworthy? The advocate is always trustworthy because there is no ulterior
motive in the advocate’s role and responsibility. When a member pays an annual
membership fee for services they are fully vested with the advocacy outreach.
None of the services provided by the Advocacy Network are dependent upon
success fees, commissions or advertising fees. This assures the membership that
their best interests are our only concern. All of our Alliance partners are
fully vetted and pass the most strict standard of due diligence. <o:p></o:p></span></span></div>
<br />
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<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">To be fully inoculated and
insulated against scams, fraud and predatory sales tactics an advocate is the
only answer. When you become part of the Advocacy Network you receive all the
necessary tools and information to make smart decisions about money. We provide
full preventative services along with timely information about investment
opportunities and the best solutions within the financial products market
place. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">Call today to speak with us about
how an advocate can fully inoculate and insulate you against scams, fraud and
predatory sales tactics.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span class="ssens"><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%;">Karl Schilling<o:p></o:p></span></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt;">321-250-1445
O<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt;">321-947-3220
C<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12pt;">Skype:
karl.schilling5<o:p></o:p></span></div>
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt;">
<a href="mailto:advocacybz@gmail.com"><span style="font-family: "Times New Roman","serif"; font-size: 12pt;"><span style="color: blue;">advocacybz@gmail.com</span></span></a><span style="font-family: "Times New Roman","serif"; font-size: 12pt;"> <o:p></o:p></span></div>
<div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0tag:blogger.com,1999:blog-6733229483314031780.post-9819133357119567762013-01-26T00:15:00.001-05:002013-01-26T00:15:03.988-05:00The Advocate Online Radio by The Advocate | Blog Talk Radio<a href="http://www.blogtalkradio.com/advocacybz#.UQNmTVUL7Lk.blogger">The Advocate Online Radio by The Advocate | Blog Talk Radio</a><div class="blogger-post-footer">www.karlschilling.net</div>Anonymoushttp://www.blogger.com/profile/01366422100813163615noreply@blogger.com0